Personal Banking | Personal Loans

National Bank of Middlebury has all types of personal loans to meet all of your needs. We’ll be happy to help you find the loan that’s right for you.

Here is a menu of the many loans we offer:

  • Automobile Loans
  • Recreational Vehicle Loans
  • Boat and Motor Home Loans
  • Unsecured/Personal Loans (Energy Improvement Loan)
  • Green Advantage Loan 
  • Loans secured by NBM Certificates of Deposit
  • Loans secured by Stock
  • Overdraft Protection

For more details and rates on any type of loan, call or visit one of our lenders for expert advice!

Loan Applications Click on this link to complete your application.

  • Rates are subject to change at any time
New Auto Loans Terms Auto Payment Annual Percentage Rate *  Monthly Payment Per $1000
2015 Max 60 months 4.856 18.74
* Add 0.50% to all interest rates without automatic payment
Used Auto Loans Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
2014 60 months 5.527 18.92
2013, 2012 48 months 5.890 23.31
2011 or older, $5001+ *** 36 months 7.963 30.98
2010 or older, $2000 to $5000 *** 24 months 15.368 47.33
*** 20% Down payment required
** Add 0.50% to all interest rates without automatic payment
Recreational Vehicles *** Terms Auto Payment Annual Percentage Rate * * Monthly Payment Per $1000
ATVs, Snowmobiles, Motorcycles, Boats, Campers, Motor Homes
$50,001 & above 120 months 5.427 $10.81
$25,001 to $50,000 84 months 5.371 $14.28
$15,001 to $25,000 60 months 5.859 $19.20
$10,001 to $15,000 60 months 6.738

$19.57

$5,001 to $10,000 36 months 8.768 $31.35
$2,000 to $5,000 24 months 16.080 $47.66
*** 25% Down payment require4
** Add 0.50% to all interest rates without automatic payment
Green Advantage Energy Improvement Loans (unsecured)
$55 Origination Fee
Term 740+ Credit Score Automatic Pay Interest Rate APR 700-739 Credit Score Automatic Pay Interest Rate APR
3 years 1.99% 3.457% 3.49% 4.972%
5 years 2.99% 3.895% 4.49% 5.409%
7 years 4.99% 5.326% 5.49% 5.828%
10 years 5.99% 6.237% 5.99% 6.237%
Maximum Term Based on loan amount:
Up to $1500 - max 2 year term
$2500 - $5000 - max 5 year term
$5000 - $15,000 - max 10 year term